/* ============================================================
   ICON FINANCIALS — Light Gold & Off-White Theme
   ============================================================ */
:root{
  --gold:#C6A962;
  --gold-light:#E2C98C;
  --gold-dark:#A8894A;
  --gold-deep:#8F6E2F;
  --ink:#1A1A1A;
  --body:#55524A;
  --muted:#7A746A;
  --cream:#FAF8F2;
  --cream-2:#F3EEE2;
  --paper:#FFFFFF;
  --line:rgba(198,169,98,.4);
  --font-head:'Playfair Display', serif;
  --font-body:'Jost', sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:var(--font-body);background:var(--cream);color:var(--body);overflow-x:hidden}
h1,h2,h3,h4,h5,h6{font-family:var(--font-head);color:var(--ink)}
a{text-decoration:none}
img{max-width:100%}

/* ---------- Utility ---------- */
.eyebrow{font-family:var(--font-body);letter-spacing:.35em;text-transform:uppercase;
  font-size:.78rem;color:var(--gold-dark);font-weight:600;display:inline-block;margin-bottom:14px}
.section{padding:96px 0}
.section-dark{background:var(--paper);border-top:1px solid rgba(198,169,98,.18);border-bottom:1px solid rgba(198,169,98,.18)}
.section-title{font-size:2.6rem;font-weight:600;line-height:1.2;margin-bottom:18px}
.section-title em{font-style:italic;color:var(--gold-dark)}
.divider{width:64px;height:2px;background:linear-gradient(90deg,var(--gold),transparent);margin:22px 0}
.lead-txt{color:var(--body);font-size:1.06rem;line-height:1.85;font-weight:300}
.text-gold{color:var(--gold-dark)!important}

/* ---------- Buttons ---------- */
.btn-gold{background:var(--gold);color:#1A1A1A;font-weight:600;letter-spacing:.12em;
  text-transform:uppercase;font-size:.8rem;padding:.85rem 2.1rem;border-radius:2px;
  border:1px solid var(--gold);transition:all .35s ease}
.btn-gold:hover{background:transparent;color:var(--gold-deep);border-color:var(--gold-dark)}
.btn-outline-gold{background:transparent;color:var(--gold-deep);border:1px solid var(--gold-dark);
  font-weight:600;letter-spacing:.12em;text-transform:uppercase;font-size:.8rem;
  padding:.85rem 2.1rem;border-radius:2px;transition:all .35s ease}
.btn-outline-gold:hover{background:var(--gold);color:#1A1A1A;border-color:var(--gold)}

/* ---------- Top bar ---------- */
.topbar{background:var(--gold);padding:8px 0;font-size:.82rem;letter-spacing:.05em}
.topbar a{color:#241D10;transition:color .3s;font-weight:500}
.topbar a:hover{color:#000}
.topbar i{color:#241D10;margin-right:6px}
.topbar span{color:#4A3F28}
.topbar .social a i{margin:0 0 0 14px;font-size:.9rem}

/* ---------- Navbar ---------- */
.navbar{background:rgba(255,255,255,.94);padding:20px 0;transition:all .4s ease;z-index:1030;
  border-bottom:1px solid rgba(198,169,98,.25);backdrop-filter:blur(8px)}
.navbar.scrolled{background:rgba(255,255,255,.99);padding:10px 0;
  box-shadow:0 6px 30px rgba(90,70,20,.12);border-bottom:1px solid rgba(198,169,98,.4)}
.navbar-brand img{height:78px;width:auto;transition:height .4s ease}
.navbar.scrolled .navbar-brand img{height:64px}
.navbar .navbar-nav .nav-link{color:#3B382F;letter-spacing:.14em;text-transform:uppercase;
  font-size:.8rem;font-weight:500;padding:.55rem .95rem;position:relative}
.navbar .navbar-nav .nav-link::after{content:'';position:absolute;left:.95rem;right:.95rem;
  bottom:.25rem;height:1px;background:var(--gold-dark);transform:scaleX(0);transform-origin:left;
  transition:transform .35s ease}
.navbar .navbar-nav .nav-link:hover::after,
.navbar .navbar-nav .nav-link.active::after{transform:scaleX(1)}
.navbar .navbar-nav .nav-link:hover,
.navbar .navbar-nav .nav-link.active{color:var(--gold-deep)}
.navbar-toggler{
  border:1px solid var(--gold-dark);
  border-radius:2px;
  padding:0;
  width:44px;height:40px;
  display:flex;align-items:center;justify-content:center;
  background:transparent;
  overflow:visible;
}
.navbar-toggler:focus{box-shadow:0 0 0 .15rem rgba(198,169,98,.35)}
.navbar-toggler-icon{
  display:block!important;
  width:22px;height:14px;
  background:none!important;
  background-image:none!important;
  position:relative;
  overflow:visible;
}
.navbar-toggler-icon::before,
.navbar-toggler-icon::after{
  content:'';
  position:absolute;left:0;
  width:22px;height:2px;
  background:var(--gold-deep);
  border-radius:1px;
}
.navbar-toggler-icon::before{top:0;box-shadow:0 6px 0 var(--gold-deep)}
.navbar-toggler-icon::after{bottom:0}

/* ---------- Hero ---------- */
.hero-carousel{
  position:relative;
  height:100vh;
  height:100dvh;
  min-height:520px;
  overflow:hidden;
}
.hero-carousel .carousel-inner{
  height:100%;
  overflow:hidden;
}
.hero-carousel .carousel-item{
  position:absolute;
  inset:0;
  height:100%;
  min-height:0;
  margin-right:0;
  float:none;
}
.hero-carousel .carousel-item.active{position:relative;z-index:1}
.hero-carousel .carousel-item img{
  position:absolute;inset:0;
  width:100%;height:100%;object-fit:cover;
}
.hero-overlay{position:absolute;inset:0;
  background:linear-gradient(105deg,rgba(250,248,242,.94) 0%,rgba(250,248,242,.6) 55%,rgba(250,248,242,.15) 100%)}
.hero-caption{position:absolute;inset:0;display:flex;align-items:center;
  padding:88px 0 92px}
.hero-caption .container{max-width:860px;width:100%}
.hero-carousel .hero-caption .reveal,
.hero-carousel .hero-caption .reveal.visible{
  opacity:1!important;
  transform:none!important;
}
.hero-eyebrow{letter-spacing:.4em;text-transform:uppercase;color:var(--gold-deep);
  font-size:.8rem;font-weight:600;display:block;margin-bottom:22px}
.hero-title{font-size:clamp(2.4rem,5.2vw,4.3rem);font-weight:600;line-height:1.12;color:var(--ink)}
.hero-title em{font-style:italic;color:var(--gold-dark)}
.hero-sub{color:#5B564A;font-size:1.1rem;font-weight:300;max-width:620px;line-height:1.8;margin:24px 0 34px}
.hero-carousel .carousel-indicators{justify-content:flex-start;margin-left:8%;margin-bottom:52px}
.hero-carousel .carousel-indicators [data-bs-target]{width:34px;height:3px;
  background-color:rgba(168,137,74,.35);border:0;transition:all .3s}
.hero-carousel .carousel-indicators .active{background-color:var(--gold-dark);width:52px}
.hero-scroll{position:absolute;bottom:26px;left:50%;transform:translateX(-50%);
  color:var(--gold-deep);font-size:1.5rem;animation:bounce 2.2s infinite}
@keyframes bounce{0%,20%,50%,80%,100%{transform:translateX(-50%) translateY(0)}
  40%{transform:translateX(-50%) translateY(10px)}60%{transform:translateX(-50%) translateY(5px)}}

/* ---------- Intro cards ---------- */
.intro-card{background:var(--paper);border:1px solid rgba(198,169,98,.3);padding:44px 34px;
  height:100%;position:relative;overflow:hidden;transition:all .4s ease;border-radius:3px;
  box-shadow:0 4px 18px rgba(90,70,20,.06)}
.intro-card::before{content:'';position:absolute;top:0;left:0;width:100%;height:3px;
  background:linear-gradient(90deg,var(--gold),transparent);transform:scaleX(0);
  transform-origin:left;transition:transform .45s ease}
.intro-card:hover{transform:translateY(-8px);border-color:rgba(168,137,74,.7);
  box-shadow:0 22px 44px rgba(90,70,20,.16)}
.intro-card:hover::before{transform:scaleX(1)}
.intro-icon{width:82px;height:82px;border-radius:50%;border:1px solid rgba(168,137,74,.55);
  display:flex;align-items:center;justify-content:center;margin-bottom:26px;
  background:radial-gradient(circle,rgba(198,169,98,.18),transparent 70%)}
.intro-icon i{font-size:2rem;color:var(--gold-dark)}
.intro-card h3{font-size:1.45rem;margin-bottom:14px}
.intro-card p{color:var(--muted);font-weight:300;line-height:1.75;font-size:.96rem}
.intro-card a{color:var(--gold-deep);letter-spacing:.18em;text-transform:uppercase;font-size:.74rem;
  font-weight:600;display:inline-block;margin-top:12px}
.intro-card a i{transition:transform .3s;margin-left:6px}
.intro-card a:hover i{transform:translateX(5px)}

/* ---------- About preview ---------- */
.about-img-wrap{position:relative}
.about-img-wrap img{border-radius:3px;box-shadow:0 16px 40px rgba(90,70,20,.18)}
.about-img-wrap::after{content:'';position:absolute;inset:0;
  border:1px solid rgba(168,137,74,.55);transform:translate(18px,18px);z-index:-1;border-radius:3px}
.exp-badge{position:absolute;bottom:-24px;right:-10px;background:var(--gold);color:#1A1A1A;
  padding:22px 30px;border-radius:3px;text-align:center;box-shadow:0 18px 40px rgba(90,70,20,.35)}
.exp-badge .num{font-family:var(--font-head);font-size:2.6rem;font-weight:700;line-height:1}
.exp-badge .lbl{font-size:.72rem;letter-spacing:.22em;text-transform:uppercase;font-weight:600}
.check-list{list-style:none;padding:0;margin:26px 0}
.check-list li{padding:9px 0;color:var(--body);font-weight:300;border-bottom:1px solid rgba(198,169,98,.3)}
.check-list li i{color:var(--gold-dark);margin-right:12px}

/* ---------- Stats ---------- */
.stats-band{background:linear-gradient(rgba(198,169,98,.97),rgba(190,160,90,.97)),
  url('../images/banners/cta-band.jpg') center/cover fixed;border-top:1px solid rgba(168,137,74,.6);
  border-bottom:1px solid rgba(168,137,74,.6)}
.stat-num{font-family:var(--font-head);font-size:3.1rem;font-weight:700;color:#1A1A1A}
.stat-lbl{letter-spacing:.28em;text-transform:uppercase;font-size:.76rem;color:#3A3223;margin-top:6px;font-weight:500}
.stat-box{padding:28px 18px;text-align:center;display:flex;flex-direction:column;align-items:center;justify-content:center}

/* ---------- Team ---------- */
.team-card{background:var(--paper);border:1px solid rgba(198,169,98,.3);border-radius:3px;
  overflow:hidden;transition:all .4s ease;height:100%;box-shadow:0 4px 18px rgba(90,70,20,.07)}
.team-card:hover{transform:translateY(-8px);border-color:rgba(168,137,74,.7);
  box-shadow:0 24px 46px rgba(90,70,20,.2)}
.team-card .photo{position:relative;overflow:hidden;background:#0d1217;aspect-ratio:1/1}
.team-card .photo img{width:100%;height:100%;object-fit:cover;transition:transform .6s ease}
.team-card:hover .photo img{transform:scale(1.05)}
.team-card .info{padding:22px;text-align:center}
.team-card .info h4{font-size:1.15rem;margin-bottom:4px}
.team-card .info span{color:var(--gold-deep);font-size:.78rem;letter-spacing:.2em;text-transform:uppercase;font-weight:600}
.team-card .social-strip{display:flex;justify-content:center;gap:14px;padding:0 0 20px}
.team-card .social-strip a{color:#9d968a;transition:color .3s}
.team-card .social-strip a:hover{color:var(--gold-deep)}

/* ---------- Services ---------- */
.svc-card{background:var(--paper);border:1px solid rgba(198,169,98,.3);padding:40px 32px;
  border-radius:3px;height:100%;position:relative;transition:all .4s ease;overflow:hidden;
  box-shadow:0 4px 18px rgba(90,70,20,.06)}
.svc-card .bg-num{position:absolute;top:-14px;right:6px;font-family:var(--font-head);
  font-size:5.4rem;font-weight:700;color:rgba(198,169,98,.22);line-height:1}
.svc-card:hover{border-color:rgba(168,137,74,.7);transform:translateY(-6px);
  box-shadow:0 22px 44px rgba(90,70,20,.16)}
.svc-card:hover .svc-ico{background:var(--gold)}
.svc-card:hover .svc-ico i{color:#1A1A1A}
.svc-ico{width:64px;height:64px;border-radius:50%;border:1px solid rgba(168,137,74,.6);
  display:flex;align-items:center;justify-content:center;margin-bottom:24px;transition:all .4s ease}
.svc-ico i{font-size:1.5rem;color:var(--gold-dark);transition:color .4s}
.svc-card h3{font-size:1.25rem;margin-bottom:12px}
.svc-card p{color:var(--muted);font-weight:300;font-size:.94rem;line-height:1.75}

/* ---------- Testimonials ---------- */
.testi{background:var(--paper);border:1px solid rgba(198,169,98,.3);border-radius:3px;
  padding:40px 52px 48px;position:relative;margin:12px;box-shadow:0 6px 22px rgba(90,70,20,.08);
  overflow:hidden}
.testi .quote-mark{
  font-family:var(--font-head);
  font-size:3.4rem;
  color:var(--gold);
  line-height:1;
  position:static!important;
  top:auto!important;
  left:auto!important;
  display:block;
  float:none;
  margin:0 0 10px;
  opacity:.8;
  pointer-events:none;
  z-index:1;
}
.testi p{font-family:var(--font-head);font-style:italic;font-size:1.25rem;color:#3B382F;
  line-height:1.7;position:relative;z-index:1;margin:0}
.testi .who{margin-top:26px}
.testi .who .n{color:var(--gold-deep);font-weight:600;letter-spacing:.08em}
.testi .who .r{color:#9d968a;font-size:.82rem;letter-spacing:.18em;text-transform:uppercase}
#testiCarousel .carousel-control-prev,
#testiCarousel .carousel-control-next{width:8%;opacity:.85}
.carousel-control-prev-icon,.carousel-control-next-icon{
  filter:invert(60%) sepia(30%) saturate(500%) hue-rotate(5deg) brightness(85%)}

/* ---------- CTA ---------- */
.cta-band{position:relative;padding:92px 0;background:url('../images/banners/cta-band.jpg') center/cover fixed}
.cta-band::before{content:'';position:absolute;inset:0;background:rgba(8,8,8,.82)}
.cta-band .container{position:relative}
.cta-band h2{color:#fff;font-size:2.5rem}
.cta-band p{color:#C9C4B9;font-weight:300;max-width:560px;margin:14px auto 0;line-height:1.8}

/* ---------- Inner page hero ---------- */
.inner-hero{position:relative;height:52vh;min-height:400px;display:flex;align-items:flex-end}
.inner-hero img.bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.inner-hero::after{content:'';position:absolute;inset:0;
  background:linear-gradient(180deg,rgba(250,248,242,.35),rgba(250,248,242,.95))}
.inner-hero .container{position:relative;z-index:2;padding-bottom:64px}
.inner-hero h1{font-size:clamp(2.2rem,4.5vw,3.4rem);font-weight:600}
.breadcrumb-custom{background:none;padding:0;margin:14px 0 0;font-size:.8rem;letter-spacing:.2em;
  text-transform:uppercase}
.breadcrumb-custom a{color:var(--gold-deep);font-weight:600}
.breadcrumb-custom .sep{color:#9d968a;margin:0 10px}
.breadcrumb-custom .cur{color:var(--muted)}

/* ---------- Timeline ---------- */
.timeline{position:relative;padding-left:34px}
.timeline::before{content:'';position:absolute;left:8px;top:6px;bottom:6px;width:1px;
  background:linear-gradient(180deg,var(--gold-dark),rgba(198,169,98,.15))}
.tl-item{position:relative;padding-bottom:38px}
.tl-item::before{content:'';position:absolute;left:-30.5px;top:6px;width:11px;height:11px;
  border-radius:50%;background:var(--cream);border:2px solid var(--gold-dark)}
.tl-item .year{font-family:var(--font-head);color:var(--gold-deep);font-size:1.5rem;font-weight:700}
.tl-item h4{margin:4px 0 8px;font-size:1.15rem}
.tl-item p{color:var(--muted);font-weight:300;line-height:1.75;font-size:.95rem;margin:0}

/* ---------- News ---------- */
.news-card{background:var(--paper);border:1px solid rgba(198,169,98,.3);border-radius:3px;
  overflow:hidden;height:100%;transition:all .4s ease;box-shadow:0 4px 18px rgba(90,70,20,.07)}
.news-card:hover{transform:translateY(-8px);border-color:rgba(168,137,74,.7);
  box-shadow:0 22px 44px rgba(90,70,20,.18)}
.news-card .photo{position:relative;overflow:hidden}
.news-card .photo img{transition:transform .6s ease}
.news-card:hover .photo img{transform:scale(1.07)}
.news-date{position:absolute;bottom:0;left:0;background:var(--gold);color:#1A1A1A;
  padding:8px 18px;font-size:.76rem;letter-spacing:.16em;text-transform:uppercase;font-weight:600}
.news-card .body{padding:28px}
.news-card .cat{color:var(--gold-deep);font-size:.72rem;letter-spacing:.24em;text-transform:uppercase;font-weight:600}
.news-card h3{font-size:1.2rem;margin:10px 0 12px}
.news-card h3 a{color:var(--ink);transition:color .3s}
.news-card h3 a:hover{color:var(--gold-deep)}
.news-card p{color:var(--muted);font-weight:300;font-size:.92rem;line-height:1.7}
.news-card .more{color:var(--gold-deep);font-size:.74rem;letter-spacing:.2em;text-transform:uppercase;font-weight:600}
.news-card .more i{margin-left:6px;transition:transform .3s}
.news-card:hover .more i{transform:translateX(5px)}

/* ---------- Contact ---------- */
.info-tile{background:var(--paper);border:1px solid rgba(198,169,98,.3);padding:34px 26px;
  text-align:center;border-radius:3px;height:100%;transition:all .35s ease;
  box-shadow:0 4px 16px rgba(90,70,20,.06)}
.info-tile:hover{border-color:rgba(168,137,74,.7);transform:translateY(-6px);
  box-shadow:0 16px 34px rgba(90,70,20,.14)}
.info-tile .ico{width:64px;height:64px;margin:0 auto 20px;border-radius:50%;
  border:1px solid rgba(168,137,74,.6);display:flex;align-items:center;justify-content:center;
  background:radial-gradient(circle,rgba(198,169,98,.18),transparent 70%)}
.info-tile .ico i{color:var(--gold-dark);font-size:1.4rem}
.info-tile h4{font-size:1.05rem;margin-bottom:10px}
.info-tile p{color:var(--muted);font-weight:300;font-size:.92rem;line-height:1.7;margin:0}
.info-tile a{color:#4A463C;transition:color .3s}
.info-tile a:hover{color:var(--gold-deep)}

.form-control,.form-select{background:#fff;border:1px solid rgba(168,137,74,.45);color:#2A2A2A;
  border-radius:2px;padding:.8rem 1rem;font-weight:300}
.form-control:focus,.form-select:focus{background:#fff;color:#1A1A1A;
  border-color:var(--gold-dark);box-shadow:0 0 0 .2rem rgba(198,169,98,.22)}
.form-control::placeholder{color:#A8A193}
.form-label{color:#4A463C;font-size:.82rem;letter-spacing:.14em;text-transform:uppercase;font-weight:500}
.form-msg{display:none}
.map-frame{border:1px solid rgba(168,137,74,.45);border-radius:3px;overflow:hidden;
  filter:grayscale(.35) contrast(1.03);height:100%;min-height:420px;
  box-shadow:0 10px 30px rgba(90,70,20,.12)}
.map-frame iframe{width:100%;height:100%;min-height:420px;border:0}

/* ---------- Accordion (FAQ) ---------- */
.accordion-item{background:var(--paper);border:1px solid rgba(198,169,98,.3);margin-bottom:12px;
  box-shadow:0 3px 12px rgba(90,70,20,.05)}
.accordion-button{background:#FBF8F1;color:var(--ink);font-family:var(--font-head);
  font-size:1.05rem;box-shadow:none!important}
.accordion-button:not(.collapsed){background:rgba(198,169,98,.16);color:var(--gold-deep)}
.accordion-button::after{background-image:url("data:image/svg+xml,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16' fill='%23A8894A'%3e%3cpath fill-rule='evenodd' d='M1.646 4.646a.5.5 0 0 1 .708 0L8 10.293l5.646-5.647a.5.5 0 0 1 .708.708l-6 6a.5.5 0 0 1-.708 0l-6-6a.5.5 0 0 1 0-.708z'/%3e%3c/svg%3e")}
.accordion-body{color:var(--muted);font-weight:300;line-height:1.75}

/* ---------- Footer ---------- */
footer{background:#0C0B09;border-top:1px solid rgba(198,169,98,.35);padding:74px 0 0}
footer h5{font-family:var(--font-body);letter-spacing:.28em;text-transform:uppercase;
  font-size:.8rem;color:var(--gold);margin-bottom:22px;font-weight:600}
footer .flogo{height:96px;width:auto;margin-bottom:18px;background:transparent}
footer p{color:#8d887c;font-weight:300;font-size:.92rem;line-height:1.8}
footer .flinks{list-style:none;padding:0;margin:0}
footer .flinks li{padding:6px 0}
footer .flinks a{color:#8d887c;font-weight:300;font-size:.92rem;transition:all .3s}
footer .flinks a i{color:var(--gold);font-size:.6rem;margin-right:10px;vertical-align:middle}
footer .flinks a:hover{color:var(--gold-light);padding-left:5px}
footer .fcontact li{display:flex;gap:12px;padding:7px 0;color:#8d887c;font-weight:300;font-size:.92rem}
footer .fcontact i{color:var(--gold);margin-top:4px}
footer .newsletter .form-control{background:#161513;border:1px solid rgba(198,169,98,.25);
  border-right:0;color:#E5E1D6}
footer .newsletter .btn{border-radius:0 2px 2px 0}
footer .newsletter .form-control:focus{border-color:var(--gold)}
.footer-bottom{border-top:1px solid rgba(198,169,98,.16);margin-top:56px;padding:20px 0;
  font-size:.82rem;color:#6f6a60}
.footer-bottom a{color:var(--gold)}
footer .fsocial a{display:inline-flex;width:38px;height:38px;border:1px solid rgba(198,169,98,.35);
  border-radius:50%;align-items:center;justify-content:center;color:var(--gold);margin-right:10px;
  transition:all .35s ease}
footer .fsocial a:hover{background:var(--gold);color:#0B0B0B;transform:translateY(-4px)}

/* ---------- Back to top ---------- */
#toTop{position:fixed;right:26px;bottom:26px;width:48px;height:48px;border-radius:50%;
  background:var(--gold);color:#1A1A1A;border:0;font-size:1.1rem;z-index:1050;
  opacity:0;visibility:hidden;transition:all .4s ease;box-shadow:0 10px 26px rgba(90,70,20,.4)}
#toTop.show{opacity:1;visibility:visible}
#toTop:hover{background:var(--gold-light);transform:translateY(-4px)}

/* ---------- Page loader ---------- */
#loader{position:fixed;inset:0;background:var(--cream);z-index:2000;display:flex;
  align-items:center;justify-content:center;flex-direction:column;transition:opacity .6s ease;
  animation:loaderFailsafe .5s ease 2.5s forwards}
#loader.done{opacity:0;pointer-events:none;visibility:hidden}
#loader img{height:110px;animation:pulse 1.6s ease-in-out infinite}
@keyframes pulse{0%,100%{opacity:.55;transform:scale(.98)}50%{opacity:1;transform:scale(1)}}
#loader .bar{width:170px;height:2px;background:rgba(198,169,98,.25);margin-top:26px;overflow:hidden}
#loader .bar span{display:block;height:100%;width:40%;background:var(--gold-dark);
  animation:load 1.1s ease-in-out infinite}
@keyframes load{0%{transform:translateX(-100%)}100%{transform:translateX(300%)}}
@keyframes loaderFailsafe{to{opacity:0;pointer-events:none;visibility:hidden}}

/* ---------- Reveal on scroll ---------- */
.reveal{opacity:0;transform:translateY(34px);transition:all .8s cubic-bezier(.2,.65,.3,1)}
.reveal.visible{opacity:1;transform:none}
.reveal.d1{transition-delay:.12s}.reveal.d2{transition-delay:.24s}
.reveal.d3{transition-delay:.36s}.reveal.d4{transition-delay:.48s}

/* ---------- Responsive ---------- */
@media (max-width:991.98px){
  .navbar{padding:12px 0}
  .navbar .navbar-collapse{background:#fff;border:1px solid rgba(198,169,98,.35);
    border-radius:3px;padding:14px;margin-top:12px;box-shadow:0 14px 30px rgba(90,70,20,.15)}
  .section{padding:70px 0}
  .hero-carousel{height:100svh;min-height:520px}
  .hero-carousel .carousel-item{height:100%;min-height:0}
  .hero-caption{padding:76px 0 84px}
  .hero-title{font-size:clamp(1.85rem,8vw,2.6rem)}
  .hero-sub{font-size:1rem;margin:18px 0 26px}
  .topbar .d-none.d-md-inline-block{display:none!important}
  #testiCarousel{padding-bottom:56px}
  #testiCarousel .carousel-control-prev,
  #testiCarousel .carousel-control-next{
    width:40px;height:40px;top:auto;bottom:0;opacity:1;
  }
  #testiCarousel .carousel-control-prev{left:calc(50% - 52px)}
  #testiCarousel .carousel-control-next{right:calc(50% - 52px);left:auto}
  .testi{padding:28px 22px 32px;margin:8px 0;overflow:visible}
  .testi .quote-mark{
    position:static!important;
    display:block!important;
    top:auto!important;
    left:auto!important;
    font-size:2.4rem;
    line-height:1;
    height:auto;
    margin:0 0 8px;
    opacity:.85;
  }
}
@media (max-width:767.98px){
  .section-title{font-size:2rem}
  .cta-band h2{font-size:1.8rem}
  .exp-badge{right:0;bottom:-18px;padding:16px 22px}
  .testi{padding:24px 18px 28px;margin:6px 0}
  .testi p{font-size:1.08rem}
  .testi .quote-mark{font-size:2.1rem;margin:0 0 6px}
}